Delegates at this conference considered key priorities ahead for the mortgage industry.
The discussion was timed to facilitate engagement on the FCA’s market study on competition in the mortgage sector - which focused on ensuring consumers have the tools to make effective decisions, and the impact of commercial arrangements between lenders, brokers and other stakeholders in the mortgage supply chain.
The conference was further timed to consider the impact of the Basel Committee’s finalised guidance on a range of new regulatory measures, and their implications for the financial stability of the mortgage sector, as well as current reforms to the buy-to-let mortgage sector - including new powers for the Financial Policy Committee to address risks in the sector.
Alongside challenges for developing competition, innovation and stability across the sector, delegates had the opportunity to engage on the long-term impact of the EU referendum result for the future development of the market - including possible implications for transaction volumes, interest rates and the housing market, as well as mortgage pricing and lending appetite.
Speakers and other delegates were a senior and informed group including Members of both Houses of Parliament, senior UK and European officials, together with banks, building societies and mortgage lenders, financial advisors, business groups, charities, academics, lawyers, consumer groups, as well as members of the national and trade press.