Westminster Business Forum

The future of pensions auto-enrolment policy - engagement, coverage and contribution levels

Morning, Tuesday, 20th March 2018

Sixty One Whitehall, London SW1A 2ET


This seminar will focus on the future for automatic enrolment (AE) in workplace pensions.

Delegates will discuss the challenges for implementing key measures proposed by the Government’s recently published review of AE - including reducing the auto-enrolment age and removing the lower earnings limit - as well as the potential impact these changes will have on small businesses and opt-out rates.

They will also consider opportunities for enrolling the self-employed or those working in multiple jobs, in light of the commitment to test a series of ‘targeted interventions’ exploring how technology can be used to increase their pension saving.

With research indicating that savers paying into defined contribution schemes are under-saving by an average of £1400 a year, and Government’s report suggesting over 38% of working age individuals aren’t saving enough for their retirement, attendees will also assess the further action that might be taken to close this retirement-savings gap. Sessions will examine how regulators, employers and consumer groups can strengthen peoples’ awareness and engagement with their savings, as well as the options for increasing the minimum contribution rates or introducing a ‘auto-escalation’ model, and the potential implications of such steps for savers and employers.

This seminar will bring together policymakers and regulators with a range of representatives from across the industry - including pension providers, payroll administrators, accountants, financial advisors and consultants - alongside employers, unions, academics and reporting press.

Guest of Honour

Fiona Walker

Automatic Enrolment Programme Director, Department for Work and Pensions

Guest of Honour

Fiona Walker

Automatic Enrolment Programme Director, Department for Work and Pensions

Keynote Speakers

Ruston Smith

Chair, Tesco Pension Fund; Trustee Director, The People’s Pension and Chair Lead for Engagement, Government Review of Automatic Enrolment

Jamie Jenkins

Head of Pensions Strategy, Standard Life and Chair Lead for Coverage, Government Review of Automatic Enrolment

Darren Ryder

Director of Automatic Enrolment, The Pensions Regulator

Chris Curry

Director, Pensions Policy Institute and Chair Lead for Contributions, Government Review of Automatic Enrolment


Steve McCabe MP

Member, Work and Pensions Select Committee

Lord Kirkwood of Kirkhope

former Chair, Work and Pensions Committee


Andy Agathangelou

Chair, Transparency Task Force and former Founding Chair, Friends of Auto Enrolment

Dr Yvonne Braun

Director of Policy, Long-Term Savings and Protection, Association of British Insurers

Melinda Riley

Head of Policy, Technical and Advocacy, The Pensions Advisory Service

Helen Hargreaves

Associate Director of Policy & Membership, Chartered Institute of Payroll Professionals

Kate Smith

Head of Pensions, Aegon UK

Jack Jones

Policy and Campaigns Support Officer, TUC

Michael Mealing

Chairman, Employment Policy Unit, Federation of Small Businesses

David Brooks

Technical Director, Broadstone

Catherine Howarth

Chief Executive, ShareAction