Westminster Business Forum

The UK Mortgage Market - competition, financial stability and the impact of Brexit

Thursday, 2nd February 2017

Sixty One Whitehall, London SW1A 2ET


Delegates at this conference will consider key priorities ahead for the mortgage industry.

The discussion is timed to facilitate engagement on the FCA’s recently launched market study on competition in the mortgage sector - which focuses on ensuring consumers have the tools to make effective decisions, and the impact of commercial arrangements between lenders, brokers and other stakeholders in the mortgage supply chain.

The conference is further timed to consider the impact of the Basel Committee’s finalised guidance on a range of new regulatory measures, and their implications for the financial stability of the mortgage sector, as well as current reforms to the buy-to-let mortgage sector - including new powers for the Financial Policy Committee to address risks in the sector.

Alongside latest challenges for developing competition, innovation and stability across the sector, delegates will have the opportunity to engage on the long-term impact of the EU referendum result for the future development of the market - including possible implications for transaction volumes, interest rates and the housing market, as well as mortgage pricing and lending appetite.

Speakers and other delegates are expected to be a senior and informed group including Members of both Houses of Parliament, senior UK and European officials, together with banks, building societies and mortgage lenders, financial advisors, business groups, charities, academics, lawyers, consumer groups, as well as members of the national and trade press.

Guests of Honour

Deb Jones

Director of Competition, Financial Conduct Authority

Paul Smee

Director General, Council of Mortgage Lenders

Guests of Honour

Paul Smee

Director General, Council of Mortgage Lenders

Deb Jones

Director of Competition, Financial Conduct Authority


Rt Hon the Lord Naseby

Rt Hon Lord Shutt of Greetland

Member, EU Financial Affairs Sub-Committee


Raheel Ahmed

Managing Director, Mortgages, Barclays

Henry Woodcock

Principal Mortgage Consultant, IRESS

Peter Rogerson

Commercial Director, Mortgages, Virgin Money

Mick McAteer

Co-Director, The Financial Inclusion Centre

John Goodall

Co-Founder and Chief Executive Officer, Landbay

Professor David Miles

Professor of Financial Economics, Business School, Imperial College London and former Member, Monetary Policy Committee, Bank of England

Robert Sinclair

Chief Executive, Association of Mortgage Intermediaries

Andrew Baddeley‐Chappell

Head of Policy & Governance (Mortgages & Savings), Nationwide Building Society

Adrian MacDiarmid

Head of Mortgage Lender Relations, Barratt Developments

Tony Ward

President and Chief Executive Officer, Clayton Euro Risk

Jake Eliot

Senior Policy Manager, Money Advice Service